Institutional Intelligence for Individuals

Stop Guessing.
Price the Risk.

ClimateNest is Australia's leading actuarial engine for residential real estate. We don't just find environmental problems; we calculate their impact on your net wealth.

Asset Coverage

10M+ AU Properties

Historical Depth

60-Year Climate Baseline

Avoid the "Uninsurable Cliff"

Standard building inspections check the pipes; we check the future. By 2030, 1 in 25 Australian homes will be effectively uninsurable. When insurance premiums triple, property values don't just plateau—they collapse.

The $50k Mistake

Buying into a "Red Zone" without pricing in the A$5,000+ annual premium loading.

Yield Protection

Our models identify "Climate Alphas"—properties that will retain value while others stagnate.

Our Actuarial Vision

Built by Actuaries, Powered by Gemini.

ClimateNest was founded to close the information gap between institutional lenders and private buyers. Banks use these models to protect their mortgage books. We believe you should use them to protect your family home.

Our proprietary "Climate Stability Score" synthesises 15+ government data sources into a single strategic verdict. We don't just provide data; we provide a financial roadmap for a changing world.

Complete Analysis: The 4 Alphas

Our Tier 3 reports execute the world's most advanced residential risk modules.

Financial Alpha

Insurance Black Box: We decode insurer algorithms to calculate your specific Risk Premium Loading and detect upcoming postcode embargoes.

Premium Decoder

Lifestyle Alpha

Liveability Stress Test: Quantifying the "Human Cost" via our Sleep Loss Index and calculating energy penalties against 7-star benchmarks.

Human Comfort Index

Investment Alpha

Resale Liquidity: Predicting the Buyer Pool Shrinkage of 2035. We forecast the Campaign Drag (DOM) for properties in transition zones.

Exit Risk Forecast

Precision Alpha

Micro-Climate Defender: We identify lot-specific deltas—like a 4m street elevation advantage—that defy broad suburb hazard trends.

Lot-Level Accuracy

Authoritative Data Integration

BoM.

Historical Records

ABS.

Census 2021

CSIRO

Climate Models

NSW/QLD

State Fire Records

Don't inherit a liability.

"Risk comes from not knowing what you're doing. Climate risk comes from not knowing where you're buying."

Reports generated in 5 minutes